Drones will limit the amount of human spent time. That'll only help the case.

Cancer, yes. Pregnancy, yea. But the normal routine visits? Thing of the past. Telemed existed but was never insured.

VR wise, pricing will market itself in. It'll never be too stupid, cause market will always tailor itself.

As for companies giving up control, that shall be seen. I think the ones that do it reluctantly, don't do it American based. They say F it, we'll do all remote but from India or the Philippines.