I have never done the agency thing but I'm curious about it. Can someone shed some light on the pros and cons of agency vs independent providers? And maybe how you made the jump to agency. I see alot of people post about them but not sure how it all works or what I'm gonna be getting myself into. I'm picky about where I meet since I don't wanna explain a stolen/broken into car in a place I'm not supposed to be when I get home.