This is a risky hobby on both sides. I have had two girls run off with money while my cloths were off. This happened to me years ago. Recently a companion threatening a hobbyist with cops and exposing him to his wife just because he NCNS. He set up the meeting and got drunk and slept through it. After he woke up he called and apologized offering to pay her for the trouble. Companions have so many risks. I know of many situations where clients leaving meetings without paying. Clients paying with counterfeit hundreds. Risk of arrest, STDs, abuse, rape and more. But, I would say the risk is more on the SW side. It's important to be careful and aware of what is going on around you. How can we minimized the risk? That is one reason I like this forum. It helps to communicate and exchange information.